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Should You Get a No Cost Refinance?

To be sure, there is no such thing as a free refinance. When one refinances his or her home, the costs are to be paid by the borrower. These costs include all the costs that you should expect in a...

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Why 15 Year Mortgages Have Lower Rates than 30 Year Mortgages

One might think that interest rates should be the same on all kinds of mortgages. A 15-year mortgage should have the same rates as a 30-year mortgage. However, this is not the case. Rates are tied to...

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